HOW WE'VE CHANGED IT

We teamed up with the legends over at NextGen Insurance to offer riders like you something completely unique. Cover as standard includes a multi-bike discount, free upgrade cover, no nasty price increases at renewal and a whole load more!

WHY MUC-OFF?

Here at Muc-Off we’re all riders first and foremost. We’ve bought bike insurance policies ourselves and experienced the painfully long quote process, the “gotcha” clauses and yearly price hikes. It sucks!

Continue your journey with NextGen Insurance.

Road or mountain. Pedal power or eBikes. Commuter or leisure. NextGen will have you covered. All items below come as standard with every policy – no jargon or sneaky T&Cs here!

MULTI-BIKE DISCOUNT

You can insure multiple bikes on one policy. Better yet, every bike you add gets a 25% discount. You’ll also just have the one renewal date after 12 months.

FREE UPGRADE

New bike day, new insurance day? Nope, we’ll update your existing policy and there’s no extra charge, even if you’ve gone all out and treated yourself to a more expensive toy.

NO CLAIMS BONUS

A no claims discount bonus is applied to every policy based on the number of consecutive years you’ve gone without making a claim.

REDUCED PREMIUMS

Your premiums won’t go up when you renew, no matter what happens. In fact, your premiums will actually decrease every year if you don’t make a claim.

PERSONAL ACCIDENTS

As well as insuring your bike, you’ll get £15,000 personal accident cover in the event that you seriously injure yourself whilst out cycling.

PUBLIC LIABILITY

Every policy also comes with £1m third party liability cover as standard*.

THEFT

Whether you’re out and about or at home, your precious steed is covered for theft, so long as you’re using a gold standard lock.

DAMAGE & VANDALISM

You’re covered for any accidental damage to your bike and accessories – whether it’s a traffic accident, or even damage in transit caused by a third party.

BIKE RECOVERY

We’ll organise for your bike to be collected and repaired at one of our approved bicycle repairers. If you’ve made a claim and are waiting on the repair or replacement of your steed, you’ll get all important bike hire to help keep you on two wheels.

* Please note: NextGen don’t provide cover for racing and competitive sports.

Say ‘f**k that’ to insurance price hikes every year. Your premiums won’t go up when you renew, no matter what happens. In fact, your premiums will actually decrease every year if you don’t make a claim.

You can insure multiple bikes on one policy. Better yet, every bike you add gets a 25% discount. You’ll also just have the one renewal date after 12 months.

Tell your mates. Tell your family. Tell your fellow shredders. Shout about it to anyone you know with a bike! Share the love to give them a bangin’ discount. You’ll earn cashback too – rad right?

You’ll have access to your own customer portal to make changes to quickly and easily check your policy or update your details online.

A no claims discount bonus is applied to every policy based on the number of consecutive years you’ve gone without making a claim.

Say ‘f**k that’ to insurance price hikes every year. Your premiums won’t go up when you renew, no matter what happens. In fact, your premiums will actually decrease every year if you don’t make a claim.

You can insure multiple bikes on one policy. Better yet, the more bikes you add, the greater the discount. You’ll also just have the one renewal date after 12 months.

Tell your mates. Tell your family. Tell your fellow shredders. Shout about it to anyone you know with a bike! Share the love to give them a bangin’ discount. You’ll earn cashback too – rad right?

You’ll have access to your own customer portal to make changes to quickly and easily check your policy or update your details online.

A no claims discount bonus is applied to every policy based on the number of consecutive years you’ve gone without making a claim.

SEE WHAT'S COVERED

GET A QUOTE

Simply hit GET A QUOTE and you’ll go through to NextGen’s site to tell them a little about your bike and receive a quote in under 60 seconds. You’ll need to share pictures showing the condition of your bike when you start your policy.

RECEIVE YOUR DOCS

If you purchase bike insurance, you’ll become a NextGen customer. You’ll receive your insurance documents and a policy overview detailing your cover in plain English – there’s no over-the-top insurance talk here.

ACCESS YOUR POLICY

Use NextGen’s online portal to access your policy, make changes, make a claim, and withdraw cash you’ve earned from referring friends and family! NextGen’s friendly UK customer service team are also on hand to help should you need them.

Continue your journey with NextGen Insurance.

WHO ARE NEXTGEN INSURANCE?

NextGen Insurance are an intermediary who work with the UK’s leading Insurers and they’re a little different to what you're used to. They exist to engineer and distribute the next generation of insurance products that are supported with outstanding service and available at super affordable prices.

WHAT ABOUT CLAIMS?

It’s easy. You can head to your NextGen Customer Area or hit up their dedicated UK based claims squad. They're one of the best teams around, and with a Feefo Gold Standard customer service rating of 4.7 out of 5, you're in safe hands.

Continue your journey with NextGen Insurance.

Rad bike insurance made simple, no hidden costs, no hidden T&Cs, just straightforward cover, so you can focus on doing what you love – riding bikes!

Continue your journey with NextGen Insurance.